Equity Release

What is equity release?

The value of your home minus any mortgage is known as equity. Equity Release is the name given to a range of financial products that can convert a proportion of that equity into cash for your own use.

Equity Release plans, or lifetime mortgages or home income plans, allow you to borrow money against the value of your home, with the debt being repaid from the sale proceeds after your death.

Equity Release plan common factors

Equity Release has a minimum age of 55
You receive a guaranteed tax-free cash sum or income for life
You continue to live in your home for as long as you wish
Your estate will not be liable for any debt beyond the property value regardless of future house prices.

This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration. We currently only provide lifetime mortgages and not home reversion plans.

Step 1 of 2

Equity Release

Age of the youngest homeowner?
Estimated value of the property?
Total outstanding mortgage or secured loan on the property?

Approx. amount available via equity release: Minus any outstanding mortgage or loan:	£ - £
Potential Cash Available: (May vary based on personal circumstances)	£
Equity release is only available if the youngest homeowner is 55 or over. The best option for those under 55 is a remortgage. Click here now to get remortgage advice and a quote
There is not enough equity available in your property for Equity Release. Your best option is a remortgage. Click here now to get remortgage advice and a quote
There is not enough equity available in your property for Equity Release.

Get equity release advice now

Step 2 of 2

Your details

First name:	Last name:

Phone number:	Alternate phone number:

E-mail address:	Best time to call you:


First line of current address:	Current postcode:

Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

Finished

Thank you for your enquiry.

Your adviser will be in touch with you shortly.

Our providers include...

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

The Loan House is an appointed representative of Intrinsic Mortgage Planning Limited which is authorised & regulated by the Financial Services Authority.
Intrinsic Mortgage Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 440718.
The Loan House Limited is registered in England & Wales (Company number 6124117).
Consumer Credit Licence No. 601094.
The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will not exceed £995.